All businesses must look inward to be relevant and stay competitive. In the Summer of 2016, CRS began a complete re-brand.
The first step was, of course, our identity and the symbol of that, our logo. “Just like in our industry we encourage reviews and updates of policies and coverage, we needed to review ourselves and our image to both clients and community”, explained Dick Salmon, Vice-President of CRS.
Having a strong, robust, and relevant employee and safety manual is the dream (and sometimes reality) of every business owner. The benefits are endless. Utilizing Human Resource (HR) practices can save a company from costly unemployment claims, costly Worker’s Compensation claims, and even mitigate Employment Practices Liability (sexual harassment, racial discrimination, wrongful termination, etc) situations. A Drug and Alcohol policy is merely one piece of what a business needs to implement, and until recently, it was a pretty simple one to contemplate.
Getting your company to the point where you have the ability to make choices on insurance is a great thing. You are no longer at the growth stage where you are only focused on “bare bones” statutory insurance needs, but rather you can choose which exposures you really feel you need to insure. Worker’s Compensation is required for every company that has employees, there is very little choice in that, however do you really need to insure every piece of equipment you have? Do you need to carry physical damage on all of your cars? These are all choices that a business owner has.