2024 Changes to Experience Modification Rating

2024 Changes to Experience Modification Rating

Effective January 1, 2024, the National Council on Compensation Insurance (NCCI) and the Colorado Division of Insurance (DOI) have approved changes to the way the experience modification rating (EMOD) is calculated. The EMOD plays a pivotal role in determining the...
Cracking The Code Of Cybersecurity Insurance

Cracking The Code Of Cybersecurity Insurance

Cyberattacks have become an increasing threat to businesses of all sizes across all industries. A wave of cybercrimes has occurred in the last several years, from the 5.4 million Twitter accounts stolen during a massive data breach to 2.5 million social security...