Crafting Your Insurance Story

Crafting Your Insurance Story

Securing comprehensive insurance coverage at competitive rates is paramount for achieving business success. Today’s insurance companies demand more than applications; they seek narratives that underscore a company’s dedication to safety, operational...
2024 Insurance Market Forecast

2024 Insurance Market Forecast

The property and casualty insurance landscape is continually evolving, influenced by various factors such as economic conditions, regulatory changes, and emerging risks. This forecast aims to provide insights into the key trends, challenges, and opportunities in...
2024 Changes to Experience Modification Rating

2024 Changes to Experience Modification Rating

Effective January 1, 2024, the National Council on Compensation Insurance (NCCI) and the Colorado Division of Insurance (DOI) have approved changes to the way the experience modification rating (EMOD) is calculated. The EMOD plays a pivotal role in determining the...