Property

We understand how important protecting your property is to you and your business. That’s why CRS offers an extensive range of coverages to meet virtually any need.

Commercial Property Insurance

Protection for Your Business

Every day, you work hard to ensure that your business stays up and running. From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity. That’s why it’s important to make sure your commercial property is protected. Accidents do happen, and the last thing you want to experience as a business owner is being out of commission and losing revenue and profit because you didn’t have adequate coverage.

With a custom property insurance policy from CRS, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists will help you customize a policy that keeps your business insured from top to bottom by covering such items as:

Your building
Loss due to breakdown of mechanical components in the building
Additional reconstruction costs required to cover building upgrades required by current Ordinances or Laws
Custom interior improvements
Your business assets (desks, furniture, etc.)
Loss of income caused by damage to your property
Any outdoor signs on your property
On-site equipment
Your inventory

Speak with a CRS specialist to learn more about protecting your property with coverage that is tailored to your unique business.

Crime Insurance

Specialty Coverage for Dishonesty in the Workplace

Unfortunately, crime and employee dishonesty can happen. As a business owner, sometimes it’s impossible to know whether the employees you hire are an honest fit for the job, and by the time you discover the truth, the damages can be costly.

At CRS, we can help your business develop a plan that keeps your assets protected in the event of such a specific circumstance. With crime insurance, your policy can include coverage for various situations, such as:

Robbery or burglary
Computer fraud
Theft of business property
Theft of client’s property
Forgery

Since there are limitations to your commercial crime policy, you should carefully discuss your options with a CRS insurance expert to find out what kind of insurance your business needs based on your current situation and potential risks.

Inland Marine Insurance

Off-Site Protection for Your Valued Assets

Your products and equipment are the backbone of your company’s success. From transported goods and hauled equipment to stored items and construction tools, it’s important to keep your investments protected. With inland marine coverage, you can protect yourself against damages sustained in the event of accidents, theft, vandalism, or total loss.

At CRS, we’re dedicated to providing the coverage your business needs for the asset protection it deserves. Our inland marine policy ensures that when your business is on the move, we’ll protect certain items such as:

Transported property
Computer equipment and data
Contractor’s tools
Leased equipment
Buildings under construction
Property of others in your possession

Contact an inland marine specialist at CRS today to find out how your business can insure its most valuable assets while working or traveling off-site.

Builders Risk Insurance

Protection for New Construction, Remodeling, and Renovation

Most people are familiar with the concept of insuring commercial or residential property, but many aren’t aware of the distinction between that and insuring property under construction. At CRS, we understand the difference and specialize in helping our clients protect their building projects.

What is Builders Risk Insurance?

Buildings and properties under development are exposed to a wide range of hazards that may not affect completed properties. For example, they’re more exposed to weather damage from wind, hail, or rain, as well as threats of theft and vandalism. Builders risk insurance provides financial security for a project against these types of risks and more through the course of construction.

There are many factors that go into crafting the right builders risk policy for a particular operation. Our agents will work with you to assess your individual needs and find a plan that meets those needs within your budget.

The Right Partner

When purchasing builders risk Insurance, it’s important to work with an expert who understands how to protect construction properties and will carefully consider the specifics of your project to ensure you get the right coverage. When you work with CRS, our agents will give you exactly that. Give us a call today and we’ll help secure your property from start to finish.

Your Property is Our Priority

Speak with a CRS agent today, and let’s make sure you have the right coverage for your unique needs.

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